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What qualifies as an sba loan candidate?

The SBA 7(a) loan is the perfect option for multiple financial needs of the typical small business! This works well for both existing businesses and start-ups. As such, our firm specializes in structuring and funding SBA 7(a) loans. We can do them NATIONALLY, and the process is fast and efficient (with most deal closing within 45-60 days).
If you are looking to:

  • Buy a franchise (restaurants, hotels, insurance agencies, etc)
  • Buy equipment (trucks or otherwise)
  • Expand your existing business
  • Improve cash flow
  • Refinance debt
  • Complete improvements
  • Purchase equipment or real estate
  • Access up to $5 million in capital
  • Get terms as long as 25 years
  • Fixed or variable rate term loan
  • 10% down payment in most cases (15% for some start-ups or special use properties)
  • Up to 90% financing
  • The terms are generally as follows:
  • Up to 10 years for working capital
  • Up to 15 years for equipment
  • Up to 25 years for real estate
  • Prime plus 2.25% for maturities under 7 years
  • Prime plus 2.75% for maturities of 7 years or longer